Michael Pultro

Master Registered Financial Consultant (MRFC)

Behavioral Financial Advisor (BFA)

With four decades of experience in financial planning, Michael has a deep understanding of the importance of preparing for your future—and the very real worries that come with it. He believes that when it comes to retirement, you can’t afford to go it alone, especially when navigating complex financial decisions.

Before Michael was a Financial Advisor, he was living a completely different life. After graduating from the University of the Arts in 1979 with degrees in music performance and music education, he spent a decade performing in Atlantic City with music legends like Frank Sinatra, Tony Bennett, Sammy Davis Jr., Aretha Franklin and many more. He also taught music at the elementary and high school levels, inspiring and educating students, one note at a time.

But life had a different plan. In his young 20’s pursuing his passion for a career in music, Michael decided to prepare for his own financial future and put his trust in a large nationwide financial firm. Unfortunately, he learned the hard way that not all advice is created equal—and that sometimes, “too good to be true” really is. The experience was expensive and eye-opening, and it changed the course of his life.

Determined to spare others from the same pitfalls, Michael transitioned from the stage to the world of financial planning in 1986. His mission? To educate, empower, and guide people through the often-overwhelming world of personal finance. Michael is a Master Registered Financial Consultant (MRFC) and a Behavioral Financial Advisor (BFA), meaning he considers not just the numbers, but the emotions that come with managing wealth and planning for the future.

Since 1986, Michael has specialized in helping people protect their hard-earned assets, maximize their income, and find strategies that reduce taxes—not just for today, but for the future. He also understands that a crucial part of financial planning is ensuring that your wealth is passed down efficiently to the next generation.

Michael works closely with clients to create strategies that minimize tax liability for their children, ensuring that their legacy lives on without being burdened by unnecessary taxes.

He brings the same passion for teaching that he had in music, ensuring that every client feels comfortable and confident with their financial plan.

If you’ve ever felt overwhelmed or unsure about retirement, know that Michael’s been there. He’s on your side—ready to guide you to a secure and comfortable retirement with clarity, expertise, and a little bit of humor along the way.

Why Choose Michael?

• Experience: 40 years in the industry, with a proven track record of guiding clients through the complexities of retirement planning
• Expertise: Master Registered Financial Consultant (MRFC) and Behavioral Financial Advisor (BFA)—because financial planning is about more than just numbers.
• Personal Approach: Michael combines technical knowledge with a human touch, understanding the emotional side of wealth management.
• Trust: Having learned from his own experience, Michael is committed to helping you avoid costly mistakes and make confident, informed decisions for your future.
• Legacy Planning: Michael specializes in helping clients pass on their wealth to the next generation with tax-efficient strategies that preserve their legacy.

Michael has been married to his “better half” since 1985. They live in New Britain with their English Cream Golden Retriever, Luca. They and their oldest son, Tate, spend three or four days a week being beat up in the gym by their other son, Tyler, who is a Certified Strength and Conditioning Coach. Michael also spends his spare time playing tennis, trying to learn Italian, and make a good loaf of sourdough bread.